Payment Method

1. PayPal

How It Works:

1. Select PayPal at checkout.
2. Log in to your PayPal account or pay via credit/debit card/bank balance.
3. Complete payment securely on PayPal’s platform.

Advantages:

• Security: U-Savi never accesses your card/bank details (encrypted by PayPal).
• Tracking: Monitor payments via your PayPal account.
• Global Availability: Accepted in 200+ countries (subject to regional restrictions).

Data Protection:

• Compliant with GDPR and CCPA. Transactions encrypted via SSL.

2. Credit/Debit Card

How It Works:

1. Choose “Credit Card” at checkout.
2. Enter card details on our secure payment gateway.
3. Confirm payment; receive instant order confirmation.

Supported Cards:

• Visa, Mastercard, American Express, Discover, Maestro (EU), JCB.

Advantages:

• Purchase Protection: Chargeback rights under EU/US consumer laws.
• Rewards: Earn card-specific benefits (e.g., cashback, points).
• Flexibility: Pay in full or over time (subject to card terms).

Compliance:

• PCI-DSS certified. No card data stored on U-Savi servers.

3. Klarna

How It Works (EU & US):

1. Select Klarna at checkout.
2. Split payments into 4 interest-free installments.
3. Automatic deductions every 2 weeks from your card.

Requirements:

• EU: Residents of eligible countries (e.g., Germany, Sweden).
• US: Must have a US billing address.
• Order Value: 35–35–1,000 (or equivalent in EUR/GBP).

Advantages:

• 0% Interest: No fees if paid on time.
• Flexibility: Manage payments via the Klarna app.

Key Terms:

• Late fees apply for missed payments. Full Klarna Terms.

4. Afterpay (US) / Clearpay (EU/UK)

How It Works:

1. Choose Afterpay (US) or Clearpay (EU/UK) at checkout.
2. Split purchases into 4 interest-free payments.

Requirements:

• Age: 18+ years.
• Residency: US (Afterpay) / EU/UK (Clearpay).
• Card: Valid debit/credit card.
• Order Limit: Up to $2,000 (regional limits apply).

Advantages:

• No Fees: When paid on time.
• Instant Approval: No credit check.

Key Terms:

• Late fees: Up to $8 (US) or £8 (UK). Afterpay Terms / Clearpay Terms.

Security & Compliance

• Encryption: All transactions protected by SSL/TLS.
• GDPR/CCPA: Personal data processed lawfully; review our Privacy Policy.
• PCI-DSS: Certified for secure card payments.

Questions? Contact info@u-savi.com.